Born and raised in Vallejo, he earned his J.D. He also served as a Staff Attorney at the Mexican American Legal Defense and Educational Fund (MALDEF) in San Francisco. He previously litigated employment and consumer class actions at Goldstein, Borgen, Dardarian & Ho in Oakland, and GrahamHollis APC in San Diego. Other areas of focus include counseling clients on student loan debt options, consumer protection for military servicemembers and veterans, and representing clients facing mortgage rescue scams. He provides advice and education on credit repair issues.
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He also counsels and assists pro se litigants in debt collection defense cases, and sometimes represents them in court. He counsels and assists homeowners on preventing foreclosure and modifying their home loans. His practice entails direct services, litigation and community education on consumer debt and credit issues affecting low to moderate income individuals. Joseph (Joe) Jaramillo is a Senior Attorney at Housing and Economic Rights Advocates (HERA) in Oakland, California who has over twenty-years of experience in public interest law. Nisha was born and raised in the Bay Area and earned her B.A. in 2012 from the University of Oregon School of Law, where she was a Managing Editor on the Oregon Law Review. Nisha was a summer legal intern at HERA in 2011 and a post-graduate attorney fellow at HERA in 2013. Nisha has also spent a substantial portion of her legal career advocating on behalf of system-involved youth. Her work there included in-court representation of survivors in obtaining restraining and move-out orders and defending against evictions. Prior to joining HERA, Nisha was a Housing Staff Attorney at Family Violence Law Center, in Oakland, where she advocated on behalf of domestic violence survivors who were dealing with housing legal issues. She focuses her work on tenant advocacy, including helping tenants resolve issues related to credit reporting, debt collection, housing discrimination, habitability, and landlord disputes. Nisha Ajmani is a staff attorney at HERA. She has published various articles on affordable housing issues, authored a chapter in the American Bar Association's Legal Guide to Affordable Housing Development (first edition and updated), is bilingual in Spanish and French and conversant in Japanese, Farsi, Italian and German.
Brown has organized and opened a community development credit union, designed and taught a course on mortgage lending and homeownership at UC Berkeley School of Law and served for five years on the Consumer Financial Protection Bureau's Consumer Advisory Board, functioning as Chair in her final year. Brown's experience as a public interest attorney include litigation and administrative advocacy on behalf of tenants and homeowners, public benefits advocacy, community organizing, fair housing advocacy, community workshops, and trainings and technical assistance for professionals. Maeve Elise Brown, Executive Director and a founder of Housing and Economic Rights Advocates (HERA), manages operations, supervises staff and participates in the organization's substantive work.Ī graduate of UCLA Law School, Ms. El CFPB:Ī "habitable" unit is one that is fit for human occupation and substantially complies with state and local building safety and health codes. La Oficina para la Protección Financiera del Consumidor). Scammed? File a Complaint with the Federal Trade Commission: How Can I Have A Safer Financial Future As a Servicemember?Ĭomplain to the Consumer Financial Protection Bureau About Your Consumer Issue: Protections Against Credit Discrimination: Other videos (credit reports, scams, id theft, etc.): What's that chip doing on my credit card? Link > Protégese contra el robo de identidad Link > Identity theft victims can now go online and get a free, personalized identity theft recovery plan as a result of significant enhancements to the Federal Trade Commission's website. In the meantime, here are helpful resources: We can provide you with financial counseling and help you through some of the tough decisions. Debt Collection, Managing Debt, Accessing Credit.
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